02/02/2016 | 3:14 PM While it's impossible to predict the future, the market environment today for Australians is unique and therefore it makes more sense to base withdrawal rates off expectations versus history.
02/02/2016 | 8:24 AM Parents in blended families can be given the certainty that their nominated beneficiaries will receive their bequest without challenges from disgruntled family members.
15/01/2016 | 8:18 AM While SMSFs are not subject to the jurisdiction of the Superannuation Complaints Tribunal, the annual report of the tribunal makes for some interesting reading.
13/01/2016 | 8:35 AM While having the right trustee structure is an integral part of an effective SMSF, understanding your obligations is critical in ensuring there are no hiccups along the way.
12/01/2016 | 8:06 AM While investment needs differ depending on what stage of life you are in, managed portfolios are an attractive investment for all generations, as HUB24's Andrew Alcock explains.
11/01/2016 | 8:19 AM Selecting and managing income streams that mitigate longevity and investment risks are integral when ensuring retirement income adequacy.
07/01/2016 | 8:17 AM Obtaining guidance from the ATO when there is uncertainty about how the law applies to an SMSF can provide trustees with certainty on how the law will be applied.
06/01/2016 | 8:19 AM Account-based pensions are required to meet minimum pension standards and it is important to ensure these standards are satisfied each financial year.
05/01/2016 | 8:35 AM Trustees can incorporate their insurance consideration as part of their SMSF investment strategy in order to manage risks faced by them and their families.
04/01/2016 | 8:17 AM Discover how you can plan ahead for retirement with risk and cash-flow management in order to make your savings last.
10/12/2015 | 8:34 AM Living off of current yields is just one way to extract the cash flow you need, as Morningstar's Christine Benz explains.
09/12/2015 | 3:50 PM Getting this calculation right can help ensure that you keep up with cost-of-living increases but don't outlive your savings.
13/11/2015 | 8:20 AM Getting the asset allocation mix right is now more important than ever if SMSFs are to continue their winning performance well into the future.
27/10/2015 | 7:21 AM There are only two types of trustee structure available for SMSFs but it is still crucial that trustees consider a number of issues when deciding which structure to use.
22/10/2015 | 7:35 AM As with almost every aspect of the administration of an SMSF, it is crucial to check the trust deed and then follow it to the letter as comprehensively as possible.
21/10/2015 | 9:15 AM While there are "anecdotal concerns" regarding borrowing in superannuation, the government will not ban limited recourse borrowing arrangements.
14/10/2015 | 7:32 AM Focusing on a country's or a stock's situation is worthless without comparing it to others and to itself in the past and the future.
13/10/2015 | 7:14 AM In life, we usually achieve a better outcome with a plan. It's the same with our super nest egg, according to the SMSF Association.
01/10/2015 | 3:43 PM Bad behaviour before and in retirement can take a major hit to your savings. We outline the pitfalls to avoid if you want to maximise your pension pot.
24/09/2015 | 10:29 AM Applying the Morningstar Economic Moat Rating, having a well-considered investment strategy and keeping a healthy cash balance will help ensure the continuing outperformance of SMSFs.
15/09/2015 | 7:58 AM Superannuation specialist Kathy Evans provides a checklist of what is allowed under the government's concessional and non-concessional contribution limits.
10/09/2015 | 8:13 AM Investors often run the risk of making emotional decisions in the heat of the moment - decisions they later regret. Here are three key things investors need to remember in order to avoid this.
04/09/2015 | 7:52 AM Despite the recent market swings, retirees can still exercise some control by doing simple things like checking cash reserves and spending levels.
06/08/2015 | 9:12 AM There are a number of common but "surprising" compliance issues that trustees still grapple with, says the ATO's Mary Simmons.
30/07/2015 | 7:27 AM SMSFs are looking to move into assets that are inherently more risky in a bid to achieve better returns than those offered by current cash rates.
09/07/2015 | 8:39 AM Accurium's Melanie Dunn explains how new legislation that removes the double taxation on excess non-concessional contributions will impact trustees.
25/06/2015 | 8:13 AM Three financial advisers each give some top tips on deferring tax and the benefits of each strategy.
24/06/2015 | 8:30 AM Accurium SMSF technical services manager Melanie Dunn discusses three factors trustees should be aware of as they move from the accumulation to the retirement phase.
24/06/2015 | 6:43 AM While it can be "taxing," the end of financial year is a time for investors to remember those deductions they can make in order to reduce their taxable income.
23/06/2015 | 7:35 AM Around 326,000 part-age pensioners are likely to have their entitlements either reduced or lost from 1 January 2017 due to proposed changes to the pension asset-test thresholds.
22/06/2015 | 7:37 AM Understanding what you could do before and after 30 June 2015 can provide the icing on the cake for employees, investors and those in small business.
04/06/2015 | 10:37 AM There are several common habits to be found among successful investors, as illustrated by Morningstar's Christine Benz and Adam Zoll.
29/05/2015 | 8:23 AM Amid reports of property spruikers trapping ill-advised investors in SMSF structures, such funds could see their property borrowing rights restricted.
22/05/2015 | 12:06 PM Australia's record-low interest rates have hit retirees hard, and with rates forecast to fall even further, retirees need to look at ways of protecting their income.