This Site and all associated pages are operated by Morningstar Australasia Pty Limited ABN 95 090 665 544; Australian Financial Services Licence no. 240892, a wholly owned subsidiary of Morningstar Inc.
These Terms and Conditions apply to you when you are reading these pages and whether or not you access the Membership area of this Site.
The pages of Morningstar.com.au contain general information about various products that are available on a subscription basis via this Site. The Membership area of the Site contains articles and videos with investment and market commentary, screening tools databases, stock and fund financial data and our Portfolio Manager service. The Premium Membership area of the Site also contains publications including Your Money Weekly newsletter, Fund and Equity Analyst Reports, our Portfolio X Ray/ Stock Intersection service and our Fund Analyst Picks.
All material is for information only unless otherwise stated. The material on this Site and in the products should be viewed as an additional investment resource, not as your sole source of information.
1. What you are allowed to do
(a) browse the Site and view the information on it for private, non-commercial use only;
(b) print off pages from the Site to the extent reasonably necessary for your use of the Site in accordance with the above.
provided that at all times you:
2. What you are not allowed to do
Subject to these terms and conditions, you may not:
(a) systematically copy (whether by printing off onto paper, storing on disk or in any other way) substantial parts of the Site or otherwise use any material contained on the Site except as set out in these terms and conditions;
(b) remove, change or obscure in any way anything on the Site;
(c) reproduce, retransmit, disseminate, sell, publish, or broadcast any material contained on the Site, or use anything available from the Site in connection with creating, promoting, trading, or marketing investment products without the express written consent of Morningstar Australasia Pty Ltd and/or its information providers (as relevant); or
(d) use any material from the Site for unlawful purposes;
and you shall comply with all applicable laws, statutes and regulations at all times.
Any materials downloaded in breach of these conditions remain the property of Morningstar.com.au, and you agree to provide all and any necessary information to allow Morningstar.com.au to recover its property.
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In the absence of notice from you that the confidentiality of your User Identification and Password has been compromised, Morningstar will be entitled to construe all activity on Morningstar.com.au using the Password adopted by you as being for and on behalf of yourself and you agree to pay all Fees so incurred and to take responsibility for all actions of persons using your Password.
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As a member of Morningstar.com.au, you will be able to access a single free trial of any of a number of the subscription (paid for) services and products Morningstar.com.au makes available.
It is an express condition of your membership that you will only access one free trial of any specific product or service. Any attempt by you as an individual or on anyone’s behalf to access more than one free trial of any specific product or service will be a breach of these terms and access to any part of Morningstar.com.au may then be denied to you without notice.
Any materials downloaded through a free trial in breach of these conditions remain the property of Morningstar.com.au, and you agree to provide all and any necessary information to allow Morningstar.com.au to recover its property.
5. Changes to your Membership
If you have any questions or want to modify the terms or your membership please contact Customer Service on: phone 1800 03 44 55 within Australia or if calling from overseas +61 2 9276 4455 or email: firstname.lastname@example.org.
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Our third party service providers may have access to your personal information where this is necessary to perform contractually specified services on our behalf. Morningstar generally requires that all personal information accessed by such providers be kept confidential and in accordance with the Australian Privacy Principles.
Morningstar.com.au is an interactive online service containing information supplied by Morningstar and third parties. Your use of this service confirms your agreement to the Terms and Conditions. Information available through this service is in a form protected by copyright owned by either Morningstar or relevant third parties. Any unauthorised reproduction of this information is prohibited.
The information provided on Morningstar.com.au is intended for general use only. The information presented does not take into account the investment objectives, financial situation or advisory needs of any particular person. To the extent that the service provides advice, this is general financial product advice only. Under no circumstances should investments be based solely on the information herein. Material from Morningstar.com.au should be viewed as an additional investment resource, [not as your sole source of information]. Please refer to our Financial Services Guide for more details.
The views and information presented are sourced from publicly available information believed to be reliable but which we cannot necessarily verify. Our material may be withdrawn or changed at any time as other information becomes available to us. Morningstar is committed to bringing our subscribers accurate and timely company information. However, Morningstar does not assume responsibility or accept liability whatsoever, whether arising from negligence, accident or otherwise, for any error contained in the information or omission from it or for any recommendations listed in any of the publications or contained in pages of Morningstar.com.au.
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