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FUTURE FOCUS News & Analysis

Future Focus: In defence of managed funds
Funds
Future Focus: In defence of managed funds
Some people disagree with my use of managed funds. Here’s my response.
Shani Jayamanne | 17 March 2025
Future Focus: Should I stop salary sacrificing to my super?
Personal Finance
Future Focus: Should I stop salary sacrificing to my super?
High income Aussies are going to hit the new super cap - easily. Should we bother?
Shani Jayamanne | 11 March 2025
Future Focus: My investment portfolio used to be gold bangles
Personal Finance
Future Focus: My investment portfolio used to be gold bangles
For International Women’s Day, I explore the ways that women have taken back financial control.
Shani Jayamanne | 03 March 2025
Future Focus: What are you giving up by sending your kids to private school?
Personal Finance
Future Focus: What are you giving up by sending your kids to private school?
A listener requested exploration of optimising saving for education costs, and the opportunity costs of higher education expenses.
Shani Jayamanne | 24 February 2025
Future Focus: Buying a home out of reach? Try these financial goals instead.
Personal Finance
Future Focus: Buying a home out of reach? Try these financial goals instead.
A framework to understand what you want from life and therefore your finances.
Shani Jayamanne | 18 February 2025
Future Focus: A better way to use financial advisers' favourite investment strategy
Personal Finance
Future Focus: A better way to use financial advisers' favourite investment strategy
An exploration of strategic and tactical allocation, and an alternative way to use Core/Satellite.
Shani Jayamanne | 10 February 2025
Future Focus: Why I use managed funds
Funds
Future Focus: Why I use managed funds
Investing is about figuring out what works for you. Managed funds solve the right problems for me.
Shani Jayamanne | 03 February 2025
Future Focus: Why I don't hold cash
Personal Finance
Future Focus: Why I don't hold cash
I go through the reasons I choose not to hold cash.
Shani Jayamanne | 28 January 2025
Future Focus: Why I won't commit to an SMSF
Personal Finance
Future Focus: Why I won't commit to an SMSF
SMSFs require a lot of commitment. I'm not quite there.
Shani Jayamanne | 20 January 2025
Future Focus: Read this before you pick an ETF
ETFs
Future Focus: Read this before you pick an ETF
I run through the considerations for picking an ETF for your portfolio. 
Shani Jayamanne | 14 January 2025