Retirement News
retirement
Boomers and their children unprepared for $3.5 trillion wealth transfer
A new report suggests most Australians want to share their wealth with the next generation but are unsure of the best ways to do it.
retirement
SMSFs, negative earnings and the $3m tax on super
There’s no good news in the draft legislation for 'Division 296 tax', the new name for the tax on super over $3 million. These worked examples show the flaw in taxing unrealised gains. And stop calling it a 30% tax.
retirement
How much does it really cost to run an SMSF?
Guidance from ASIC previously stated that balances above $500,000 allowed the flat fee administration to make sense. Research now calls for a revision of this threshold to balances over $200,000.
retirement
Are you paying tax due to not starting a super pension?
Pension payments in super after the age of 60 are tax free and anyone over 65 can switch their super into a pension account even if they do not change their employment. Why do so many continue paying 15% tax?
retirement
The top shares of Australia’s best performing super funds
And our equity analysts’ outlook for the stocks.
retirement
Which shares and funds do SMSFs invest in?
SMSFs offer unlimited investment flexibility and most trustees make their own decisions but the majority of investments fall into five categories. There remains a strong home bias despite global opportunities.
retirement
New tax gives incentive to move money out of super
The new super tax is a heavy surcharge on long-term investments because most of the gains from growth assets come from value gains which are mainly due to inflation.
retirement
How the 30% super tax will hit balances over $3 million
It’s a better solution than forcing assets out of super or imposing personal marginal tax rates. But perhaps the bigger question is, what else is to come?
retirement
Should you only invest in shares in retirement?
The risks and opportunities of a portfolio heavily weighted to shares in retirement.
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