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FUTURE OF WORK News & Analysis

Future Focus: Can you lower your tax rate with a trust?
Personal Finance
Future Focus: Can you lower your tax rate with a trust?
Many higher income earners look at opening a trust to distribute income and lower their tax burden. Here’s what you need to consider before going...
Shani Jayamanne | 08 July 2025
Future Focus: Financial advisers improve returns by 3% - here’s how to do it yourself.
Personal Finance
Future Focus: Financial advisers improve returns by 3% - here’s how to do it yourself.
An understanding of how advisers add value allows self-directed investors to set themselves up for success.
Shani Jayamanne | 30 June 2025
Future Focus: Are you wealthy?
Personal Finance
Future Focus: Are you wealthy?
These are some of the factors that determine if you’re doing well.
Shani Jayamanne | 23 June 2025
Future Focus: One of the most generous tax breaks in Australia 
Personal Finance
Future Focus: One of the most generous tax breaks in Australia 
But only if people owning a home get it right.
Shani Jayamanne | 27 May 2025
Future Focus: To the newly elected government - stop failing us on financial literacy
Personal Finance
Future Focus: To the newly elected government - stop failing us on financial literacy
Financial preparedness impacts quality of life. Start investing in it.
Shani Jayamanne | 19 May 2025
Future Focus: New super tax could slash your retirement savings
Personal Finance
Future Focus: New super tax could slash your retirement savings
More Australians will be impacted by Div 296 and unrealised capital gains than you think.
Shani Jayamanne | 12 May 2025
Future Focus: In defence of managed funds
Funds
Future Focus: In defence of managed funds
Some people disagree with my use of managed funds. Here’s my response.
Shani Jayamanne | 22 April 2025
Future Focus: Every Aussie deserves a fair go with super
Personal Finance
Future Focus: Every Aussie deserves a fair go with super
I explore places where our system is failing some Aussies as it relates to super tax policy.
Shani Jayamanne | 14 April 2025
Future Focus: How to invest on a modest salary
Personal Finance
Future Focus: How to invest on a modest salary
There are ways you can invest, even if you only have a small surplus.
Shani Jayamanne | 08 April 2025
Future Focus: The biggest detractor of wealth creation
Personal Finance
Future Focus: The biggest detractor of wealth creation
There’s nothing we can do to stop the impact of inflation, but we can offset it. Use our free calculator to offset it with accuracy.
Shani Jayamanne | 31 March 2025