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MORTGAGE RATES News & Analysis

Is a mortgage actually ‘good’ debt?
Personal Finance
Is a mortgage actually ‘good’ debt?
What does the explosion in mortgage debt mean for future property prices in Australia and highly geared homeowners.
Mark LaMonica, CFA | 11 April 2024
Will mortgage stress lead to bad debts for banks?
Stocks
Will mortgage stress lead to bad debts for banks?
It continues to be a challenging environment for homeowners given persistent interest rate increases. 
Morningstar | 03 August 2023
APRA firm on lending buffer despite concerns for 'mortgage prisoners'
Markets
APRA firm on lending buffer despite concerns for 'mortgage prisoners'
The Australian Prudential Regulation Authority says its serviceability buffer is not 'unduly impeding' people's ability to refinance their home loans...
Megan Neil | 01 June 2023
Investing Compass: State of the Market
Markets
Investing Compass: State of the Market
This episode looks at the state of the market at the end of April 2023, and discusses whether investors should make any changes to their portfolio...
Shani Jayamanne | 02 May 2023
Property prices back on the rise as households see RBA finish line
Markets
Property prices back on the rise as households see RBA finish line
The events of the past week have raised the bets for an RBA pause in April. Could we be nearing the bottom of the property slump?
Sarah Dowling | 17 March 2023
Are banks prepared for the fixed rate mortgage cliff?
Video
Are banks prepared for the fixed rate mortgage cliff?
Around 800,000 mortgages will roll onto a sharply higher interest rate this year as their fixed term ends. Here's what it means for the banks.
Nathan Zaia | 06 March 2023
Default interest: the little-known penalty 'kicking borrowers when they're down'
Personal Finance
Default interest: the little-known penalty 'kicking borrowers when they're down'
Many banks have a policy of moving home loans to a ‘default interest rate’ once borrowers are in arrears with payments.
Noel Whittaker | 22 February 2023
Distressed home selling on the rise
Markets
Distressed home selling on the rise
With the average home loan size around $767,000 in New South Wales, and around $637,000 in Victoria, higher interest rates are set to hurt some...
Nicki Bourlioufas | 09 August 2022
Miners and banks had a good run but it's coming to an end: Editor’s note
Markets
Miners and banks had a good run but it's coming to an end: Editor’s note
The global forces that buoyed Australia's favourite sectors for decades are shifting into reverse. 
Lewis Jackson | 05 August 2022
Property meltdown? RBA says unlikely.
Markets
Property meltdown? RBA says unlikely.
Deputy Governor Michelle Bullock says most borrowers have years of savings buffers.
Nicola Chand | 20 July 2022