Shani’s top insights for July
Shani’s insights focused on tax and maximising outcomes with the portfolio you have today.
What better time to think about tax than July? I spent time looking at a few interesting viewpoints for tax for Australian investors.
You can find my top insights for the month below.
Future Focus
Future Focus: Financial advisers improve returns by 3% - here’s how to do it yourself.
Morningstar and Vanguard have both recently conducted research on where financial advisers add value. I take a look at the aspects where advisers can improve investor returns, and how self-advised investors can improve their outcomes based on the results.
Many higher income earners look at opening a trust to distribute income and lower their tax burden. Here’s what you need to consider before going down this path.
Future Focus: Advisers are investing in droves in this product
What’s so special about SMAs? Financial advisers are investing in droves in Separately Managed Accounts, or SMAs. I take a look at the benefits of this investment product, and why more and more advisers are joining its church.
Future Focus: The biggest asset manager in the world thinks you won’t achieve your goals.
Returns and diversification aren’t going to be what they’ve been in the past. Here’s what investors can do.
More insights
New research from Morningstar’s behavioural research team looks into how to really achieve financial wellness.
4 tips for helping with your search for a financial adviser.
The ATO has released a super health check – here’s what I would have told you instead
The ATO recently came out with a ‘super health check’. Here’s what I would’ve put into it.
Investing Compass episodes
The 6 year rule: one of the most generous tax breaks in Australia
We take a look at a generous tax break for property owners.
In this episode, we run through the common behavioural mistakes that will likely have an outsized impact on your portfolio, and how investors can prevent making these mistakes.
This episode of Investing Compass reviews the Australian superannuation system. For each aspect of the retirement system, Mark gives it a grade, but also shares the average grade that Morningstar readers gave.
Chart of the Week
Chart of the Week: WiseTech’s formidable entrenchment in markets
WTC has a few moat sources. This week’s chart looks at where it gains a competitive advantage.
Chart of the Week: China is important to Aussie investors. How will it fair with tariffs?
This week’s Chart comes from the China Economic Outlook report.
Chart of the Week: Brighter days ahead for consumers and retailers
Morningstar analysts are optimistic about the near-term outlook for the retail sector.
