Can you retire on dividends alone?

Living off of investment income addresses key risks faced by retirees.

02 July 2025

Co-Author | Mark LaMonica, CFA

Joseph Taylor sits down with Mark LaMonica to discuss how dividends can address the key risks faced by retirees. The conversation is based on this article which provides more detail.

Get Morningstar insights in your inbox

apple news

AUTHOR

Joseph TaylorJoseph Taylor is an Associate Investment Specialist, Morningstar Australia.
Mark LaMonica, CFAMark LaMonica, CFA, is director of personal finance, Morningstar Australia.

More from Morningstar

Retirement

How to get a 0% tax rate on super sooner

Savvy investors can use a Transition-to-Retirement account to increase retirement savings and save on tax.

Retirement

Less than 1% of wealthy families will struggle to pay super tax: study

An ANU study has found that families with at least one super balance over $3 million have average wealth exceeding $19 million - suggesting most are...

Retirement

Mark to market: Is this commonly cited retirement rule irrelevant?

Mark answers a reader question about spending in retirement.

Retirement

Lessons from a ‘faux-tirement’

A six-week break from work brings insights into retirement and life.

Retirement

Are SMSFs getting too much of a free ride?

SMSFs have managed to match, or even outperform, larger super funds despite adopting more conservative investment strategies. This looks at how...

Retirement

The rubbery numbers behind super tax concessions

In selling the super tax, Labor has repeated Treasury claims of there being $50 billion in super tax concessions annually, mostly flowing to...