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19/06/2018 | 1:57 PM  BACK TO BASICS: New to investing? We're here to help. Watch this animated short to find out exactly what a stock is and the risks and benefits to investing in them.

18/06/2018 | 10:42 AM  Funds are suitable for investors who do not have the time or expertise to construct and monitor a portfolio themselves. We go back to basics and explain all.

15/06/2018 | 11:07 AM  Do you wonder if your savings are on track? Check yourself against other Aussies at your stage of life.

14/06/2018 | 12:33 PM  As the central American country braces for a general election next month, we consider the investment prospects of the volatile nation.

14/06/2018 | 10:37 AM  Both equity and fixed income fund managers like Argentina despite its recent struggles. But an upgrade to emerging market status from MSCI is not guaranteed.

14/06/2018 | 9:09 AM  The mid-1990s Chess match between Garry Kasparov and Deep Blue is an interesting analogy for what's happening in the investment world.

13/06/2018 | 12:36 PM  The lack of information available to investors in frontier markets can mean a wide disparity between a company's true value and its current share price.

13/06/2018 | 11:11 AM  In 1988 there were just 10 emerging markets - representing 1 per cent of the total value of shares available to private investors. Today there are 24.

07/06/2018 | 11:15 AM  Financial transactions, database management and the sharing economy are areas that can benefit from blockchain's decentralised technology.

06/06/2018 | 10:39 AM  While the technology has been keenly implemented within the financial services sector, any sector that involves transactions could benefit.

05/06/2018 | 2:25 PM  The peer-to-peer networks that process instructions and maintain records in a blockchain depend on a few cryptographic principles.

04/06/2018 | 2:03 PM  With billions of dollars invested within the space and its currencies, including Bitcoin, Morningstar is somewhere between extremely bearish and outright bullish on blockchain.

29/05/2018 | 12:31 PM  China is ideally positioned to throw off its traditional association with original equipment manufacturing and become the Silicon Valley of the east, writes Eng Teck Tan for Nikko Asset Management.

25/05/2018 | 10:37 AM  While it may seem impossible to many, such an ambitious saving target is achievable, writes Morningstar's Karen Wallace.

23/05/2018 | 3:13 PM  Getting a handle on your spending is the linchpin in crafting a viable retirement plan, says Christine Benz from Morningstar in Chicago.

21/05/2018 | 9:25 AM  While there are exceptions to every rule, the slow road to building wealth remains the wisest path, writes John Rekenthaler from Chicago.

11/05/2018 | 4:28 PM  Sunday's New York Times story about a long-time secretary whose relatives discovered her US$9.2 million fortune only after her recent death isn't quite the investment miracle it might seem, writes John Rekenthaler.

02/05/2018 | 5:42 PM  While the industry and citizenry alike have watched the Royal Commission with horror, financial planning regulations are in place and other countries such as the US are still catching up.

02/05/2018 | 9:39 AM  The Royal Commission has recently shone a spotlight on financial advice, and the importance of selecting someone qualified and equipped to handle your financial affairs.

30/04/2018 | 4:54 PM  Investors' risk tolerance can vary considerably according to personality and experiences, and also shift over time.

27/04/2018 | 5:05 PM  Some top tips for teaching kids about money.

23/04/2018 | 12:03 PM  Unlike fund managers, everyday investors don't need to consistently outperform rivals, they just need to take logical investment decisions.

19/04/2018 | 4:12 PM  A savings account alone is ineffective as a means to accumulating a home loan deposit, with investing an increasingly sensible solution in some of Australia's most expensive cities.

17/04/2018 | 11:43 AM  Common statistics hold plenty of pitfalls for investors; using properly constructed statistics, but in the absence of other relevant facts, can lead to poor decisions.

12/04/2018 | 10:07 AM  Christine Benz shares her top tips for investors in retirement or about to retire wondering what to do amid the sell-off.

10/04/2018 | 8:49 AM  Behavioural tools can work alongside asset allocation to help investors prepare for and respond to stock market volatility.

21/03/2018 | 11:23 AM  Some simple tips and strategies can help maintain your pursuit of financial goals and avoid common traps.

20/03/2018 | 5:12 PM  These different cash-flow generating strategies each have their merits and pitfalls, as explained by Christine Benz from Morningstar in Chicago.

13/03/2018 | 2:22 PM  The pros and cons of using volatility to guide portfolio performance, and why it is a means to an end rather than an end in itself, as explained by Morningstar Investment Management's Dan Kemp.

12/03/2018 | 4:47 PM  Using cash within your portfolio; the most appropriate asset classes for retiree investors; what Buffett would do; and the enduring appeal of Goldilocks markets--the topics covered in our most-read recent articles.

06/03/2018 | 12:02 PM  Tom Russo is an investing guru whose investment philosophy is based upon return on invested capital with a strong focus on global brands.

01/03/2018 | 10:51 AM  Insights from veteran investor Jim Rodgers

28/02/2018 | 11:38 AM  February has been an exciting month at Morningstar as we have introduced a number of new features for our premium subscribers

28/02/2018 | 10:49 AM  Wisdom from one of the great investors the world has ever known

26/02/2018 | 3:47 PM  It's virtually impossible to overstate the influence that he has had on Warren Buffett's investing discipline.

26/02/2018 | 2:12 PM  Edge refers to something that gives you an advantage over other investors.

20/02/2018 | 2:12 PM  As we pass the mid-point of another company earnings season, it's a good time to reflect on the value of healthy scepticism around financial results.

16/02/2018 | 2:12 PM  Where to find value in an underwhelming investment environment, the lonely path of contrarian investing, and why efficient market theory is debunked.

13/02/2018 | 2:12 PM  Especially during market downturns, ticking off the following jobs can provide certainty, highlight areas you need to tighten up or even distract from unhelpful activities, writes Christine Benz from Morningstar in Chicago.

09/02/2018 | 2:12 PM  Leveraged investing can be a controversial topic--even more so given recent market jitters--but Morningstar, Chicago's John Rekenthaler looks at how it works.

08/02/2018 | 2:12 PM  Investors should consider recent events in global markets through the lens of price versus fundamental change, says Morningstar's Clint Abraham.

08/02/2018 | 2:12 PM  Steps to help you avoid making the wrong moves and remember the potential consequences of some common behavioural blunders.

31/01/2018 | 2:12 PM  A recent Morningstar study reveals that the presence of economic moats is increasing among the world's largest firms.

30/01/2018 | 2:12 PM  A few sectors in particular could see significant disruption from machine learning and artificial intelligence, creating new investment opportunities.

25/01/2018 | 2:12 PM  Particularly for empty-nesters with a paid-off mortage, the following tips can help overcome some common pitfalls, according to wealth management specialist Jonathan Philpot.

24/01/2018 | 2:12 PM  Any differences between male and female risk tolerance must be considered in financial planning, so investments meet the needs of each partner in the couple.

22/01/2018 | 2:12 PM  Following a simple practice known as dollar-cost averaging to buy shares, investors can devote money to the share market without trying to time highs and lows.

19/01/2018 | 2:12 PM  While most academic literature suggests value stocks always beat growth stocks over the long run, recent market behaviour has left many investors are wondering when value’s resurgence will come.

17/01/2018 | 2:12 PM  Forming good investment habits and breaking bad ones can be difficult, but the following mental tweaks may help you move in the right direction.

11/01/2018 | 2:12 PM  Our monthly wrap of investing news and analysis published on Morningstar.com.au.

27/12/2017 | 2:12 PM  Considering ETFs to grow an investment portfolio, or making voluntary super contributions, are among ways women can help address their retirement saving shortfall.

20/12/2017 | 2:12 PM  By focusing on these guidelines and principles, you can greatly enhance your odds of investment success.

08/12/2017 | 2:12 PM  Here are some reading suggestions to keep you entertained, with Christmas and some well-earned downtime now less than two weeks away.

04/12/2017 | 2:12 PM  Barton Biggs' father made him read Benjamin Graham's Security Analysis twice--he wanted his son to have a deep grounding in value investing.

29/11/2017 | 2:12 PM  From being patient to focusing on a fund's management, we look at some guidelines for smart investing.

27/11/2017 | 2:12 PM  Tom Russo is an investing guru whose investment philosophy is based upon return on invested capital with a strong focus on global brands.

22/11/2017 | 2:12 PM  Corruption, mistrust and opaque fees are just some of the problems robo-advice may help solve for Australian investors, says Bernie Ripoll, former Member of Parliament, director of MapMyPlan.

22/11/2017 | 2:12 PM  Discussing your parents' financial affairs with them to ensure they are protected as they age can be a delicate conversation, but it shouldn't be avoided.

22/11/2017 | 2:12 PM  As you plan your financial future, think about what you will be satisfied with and what is important in your own game of life.

21/11/2017 | 2:12 PM  Why do investors never anticipate bear markets in the middle of a stock-market upturn?

20/11/2017 | 2:12 PM  John Neff chased stocks that had been ignored. When they began to receive the attention he felt they deserved, he bailed out.

16/11/2017 | 2:12 PM  The thing about action most of us need to unlearn is that there is no single thing you need to get or do to make your financial goals a reality.

10/11/2017 | 2:12 PM  Start to understand how your major expenses could change over time and this will help you build a financial plan that shifts as your life does.

07/11/2017 | 2:12 PM  Nobel Prize for Economics winner Richard Thaler is helping people overcome their behavioural biases.

02/11/2017 | 2:12 PM  A natural optimism usually goes hand in hand with a belief in the ability to make money, according to evolution media's Vanessa Stoykov.

01/11/2017 | 2:12 PM  How should you decide on the appropriate level of cash to hold? We believe there are several points an investor should consider.

27/10/2017 | 2:12 PM  There are some basic principles that apply no matter what your circumstances, to ensure you don't fall into the trap of having too much money at the end of the month, or worse, too much life at the end of work.

26/10/2017 | 2:12 PM  Of the big five lessons that need to be unlearned about money, time perhaps is the biggest missed opportunity.

26/10/2017 | 2:12 PM  Striving to be a smart investor in the 21st century isn't easy. All of us face a bewildering array of product choices and information sources in an ever-expanding investment universe.

23/10/2017 | 2:12 PM  Thirty years later and its lessons remain valid, says Morningstar's US-based vice president of research John Rekenthaler.

23/10/2017 | 2:12 PM  When Benjamin Graham arrived on Wall Street he had no idea he would one day be revered as the father of value investing.

19/10/2017 | 2:12 PM  It is the obsession with finding value, eliminating desire for things that really trap us, and slowly accumulating wealth that creates long-term financial freedom.

19/10/2017 | 2:12 PM  Many of the mental shortcuts that have evolved over the millennia have helped humans survive and develop but tend to make us bad investors.

16/10/2017 | 2:12 PM  You have never lost money in stocks over any 20-year period, but you have wiped out half your portfolio in bonds, after inflation. So, which is the riskier asset?

12/10/2017 | 2:12 PM  Cutting out the noise, and deciding not to waste emotional energy on worrying about the day to day, is a classic lesson to unlearn, according to evolution media's Vanessa Stoykov.

12/10/2017 | 2:12 PM  Morningstar is happy to introduce our latest contributor, Vanessa Stoykov, the founder and chief executive of evolution media group, the firm behind the Nine Network TV show, The Investment Series.

11/10/2017 | 2:12 PM  Retirees in the Generation X and Y demographics will need between $2 million and $4 million to retire comfortably, but they may fall well short of this under their current trajectory, a new study has found.

11/10/2017 | 2:12 PM  Premiering on free-to-air television this weekend, The Investment Series features several leading figures from Australia's investment industry, including former Morningstar CEO Heather Brilliant.

09/10/2017 | 2:12 PM  Peter Lynch boasts of one of the greatest investing track records of all time, serving as the portfolio manager of Fidelity's Magellan Fund from 1977 to 1990.

03/10/2017 | 2:12 PM  John Templeton believed that the time of maximum pessimism is the best time to buy, and the time of maximum optimism is the best time to sell.

28/09/2017 | 2:12 PM  This expert scours the globe for quality smaller companies. Here is what helps him make smart bets.

25/09/2017 | 2:12 PM  Morningstar believes there are important lessons to be learned from the world's greatest investors. Here are some lessons from Hetty Green, the "Witch of Wall Street".

20/09/2017 | 2:12 PM  Here is some investing advice from one of the world's most astute investors, taken from his book, newsletters, as well as interviews conducted over the years.

19/09/2017 | 2:12 PM  In investing, risk is often seen only as downside, instead of as a necessary part of achieving higher long-term returns.

13/09/2017 | 2:12 PM  In a perfect world of economic intelligence we would all make decisions like Mr Spock. Instead, we more often make decisions like Homer Simpson.

13/09/2017 | 2:12 PM  The Morningstar Guide to Investing covers the core tenets of our investment philosophy and some foundational investing concepts around making informed financial decisions.

07/09/2017 | 2:12 PM  If there were ever any doubts about the effectiveness of following a long-term, diversified investment strategy, this chart should help to address them.

07/09/2017 | 2:12 PM  The more idiosyncratic your human and non-portfolio financial capital, the more "vanilla" your portfolio should be.

06/09/2017 | 2:12 PM  Seeking companies with competitive advantages and attractive valuations has led to smart investing.

05/09/2017 | 2:12 PM  When assigning economic moat ratings, Morningstar analysts and the Morningstar economic moat committee take both quantitative and qualitative considerations into account.

04/09/2017 | 2:12 PM  Why do many popular valuation measures use a company's earnings as the main representative of fundamental value, rather than dividends?

31/07/2017 | 2:12 PM  The decision about whether to hedge your currency exposure is an important one as movements in the Australian dollar can either erode or add value to your investment.

02/06/2017 | 2:12 PM  The VIX can tell you how uncertain financial markets are about the near future, but little more.

24/05/2017 | 2:12 PM  EBITDA can be a helpful valuation tool in some instances--just don't mistake it for free cash flow. From Morningstar US.

16/05/2017 | 2:12 PM  An over-emphasis on local assets leaves Australian investors vulnerable to concentration risk, and ignores fundamental investment philosophy around diversification.

26/04/2017 | 2:12 PM  The ASX provides investors with access to interests in Australian government bonds that can be traded at any point prior to maturity.

26/04/2017 | 2:12 PM  More than 80 per cent of company directors anticipate an increase in online security risks over the next year or more, but many have no clear plan on how to mitigate the threat.

10/04/2017 | 2:12 PM  Data shows that the withdrawal rate gets higher as spending decreases in retirement, says Michael Kitces, a US-based financial planning expert.

30/03/2017 | 2:12 PM  There is a perpetual debate among equity investors about the relationship between valuations and future earnings growth.

29/03/2017 | 2:12 PM  Davis Associates' Chris Davis says the best time to invest is when you have the money, and to ignore market "noise".

28/03/2017 | 2:12 PM  Dr Gerd Gigerenzer says fund providers need to invest in education so that savers are better equipped to deal with risk--and can make better financial decisions.

23/03/2017 | 2:12 PM  When planning for retirement, your superannuation balance is just one among several key things you need to consider, and this preparation doesn't stop once you stop work.

20/03/2017 | 2:12 PM  A new study assessing the retirement readiness of Australians shows a worrying lack of planning and an over-reliance on products, at the expense of expert advice.

16/03/2017 | 2:12 PM  While Australian financial literacy levels stand up reasonably well on a global scale, a new schools-based start-up is part of efforts targeting the greenest of grass-roots.

14/03/2017 | 2:12 PM  Morningstar's Chicago-based John Rekenthaler explains why he is comfortable with owning stocks, stocks, and more stocks.

07/03/2017 | 2:12 PM  The successful studio chief, and the successful investor, is the person who understands how others are interpreting history, and how that will lead them to change what they had been doing.

10/02/2017 | 2:12 PM  Being very good at maths is required for several investment fields. But none of these endeavours would seem to matter to the long-term investor.

02/02/2017 | 2:12 PM  While Morningstar's methodology of buying superior businesses based on long-term fundamentals is the most effective way to generate wealth in the share market, it may also pay to keep an eye on social media.

20/01/2017 | 2:12 PM  The quality of a company's leadership team is a key determinant of its success, and analysis of senior executives should form an important part of your investment decision-making process.

20/01/2017 | 2:12 PM  2017 has the potential to cause more political and stock-market upsets than the past 12 months, so how can investors avoid making mistakes amid the noise?

18/01/2017 | 2:12 PM  As a large cohort of Australians approach retirement, questions around how to adapt your portfolio as you shift from accumulation to draw-down are increasingly common.

15/12/2016 | 2:12 PM  Successful investing requires a rare ability to overcome one's own psychological weaknesses--but you have to identify them first.

14/12/2016 | 2:12 PM  While some pundits may be able to call the highs and lows in this or that market with some regularity, investors simply need to follow these steps in order to maintain a sound portfolio.

13/12/2016 | 2:12 PM  Don't get hung up on labels; the best approach melds both strategies, Morningstar's US-based director of personal finance Christine Benz says.

12/12/2016 | 2:12 PM  With the significant changes to superannuation caps proposed in Budget 2016-17 having passed the Senate, alternative tax-paid structures may see a resurgence.

07/12/2016 | 2:12 PM  Don't be over confident or follow the herd, and like Odysseus, learn to have yourself "tied to the mast" when it comes to long-term investing.

02/12/2016 | 2:12 PM  As Australian investors become more aware of the risks a home bias pose to their portfolios, there are steps they can take to broaden their offshore exposure.

01/12/2016 | 2:12 PM  As market risks rise, investors must adjust their profit expectations--gone are the days of 8 per cent returns. But there are still growth opportunities out there if you know where to look.

17/11/2016 | 2:12 PM  Whether you're completely turned off at the thought of automated financial advice, or keen to give it a try, it's gaining in popularity around the world.

14/11/2016 | 2:12 PM  Steer clear of fads, maintain a disciplined approach and focus on company fundamentals in building and maintaining your investment portfolio, says Anton Tagliaferro, investment director, Investors Mutual

11/11/2016 | 2:12 PM  Post-election, we're still not out of the woods. So, make sure your portfolio is properly allocated so that you can confidently face the monster in the room.

10/11/2016 | 2:12 PM  Focusing on the negatives won't help you as an investor, says behavioural scientist Steve Wendel. Instead, stick to your personal investing strategy.

04/11/2016 | 2:12 PM  There is growing uptake of hedge funds among retail investors in some markets, and Australians may follow suit.

13/10/2016 | 2:12 PM  Low return forecasts aren't a reason to skip investing but they do have an impact on saving and withdrawal rates and asset allocation. From Morningstar US.


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Morningstar Portfolio Construction Guide

Based on our 33 years of expertise, the exclusive  Morningstar Portfolio Construction Guide shares a powerful 4-step framework to build a robust portfolio and select the highest rated investments to help you achieve your financial goals.


Trump, trade, tariffs: investment risks ahead What is a stock? What is a fund?
Trump, trade, tariffs: investment risks ahead What is a stock? What is a fund?