MORTGAGE CLIFF News & Analysis

It continues to be a challenging environment for homeowners given persistent interest rate increases. 

The Australian Prudential Regulation Authority says its serviceability buffer is not 'unduly impeding' people's ability to refinance their home loans...

Former RBA governor Ian Macfarlane says current serviceability buffer rules are making it difficult to refinance, warning the government may need to...

Around 800,000 mortgages will roll onto a sharply higher interest rate this year as their fixed term ends. Here's what it means for the banks.