SPENDING News & Analysis

Why do people have trouble shifting from a saving to spending mindset in retirement? Researchers have plenty of theories though can't identify an...

The psychology of retirement income: From saving to spending. 

Morningstar's James Gruber breaks down the key numbers, policies, and economic forecasts, as well as some conclusions for superannuants and retirees.

There's been little debate on how spending changes as people progress through retirement. Yet, it's a critical issue as it can have a significant...

Retirement isn’t the freedom from work, but the freedom to do your life’s work.

How to avoid lifestyle creep and find your path to financial independence.

Big inheritances can be a sign of underconsumption and suboptimal planning.

In this episode, we discuss the considerations for retirees in high inflation environments, and what they can do to combat it.

Monetary policy is a 'deeply flawed' way to manage the economy and yet we have not come up with anything better, says Morningstar's Graham Hand.

The golden ratio can help you find the right balance between spending and saving.