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WITHDRAWAL RATES News & Analysis

4 steps to calculate how much you need to retire
Retirement
4 steps to calculate how much you need to retire
This step-by-step process can help you estimate the size of the portfolio needed to support your dream retirement.
Mark LaMonica, CFA | 04 March 2024
Increase the certainty of retirement while maximising spending
Retirement
Increase the certainty of retirement while maximising spending
A flexible withdrawal method for retirement accounts may be beneficial for some retirees.
Mark LaMonica, CFA | 11 January 2024
Can you safely spend more early in retirement?
Retirement
Can you safely spend more early in retirement?
There’s little room for error.
John Rekenthaler, CFA | 28 November 2023
An 8% retirement withdrawal rate?
Personal Finance
An 8% retirement withdrawal rate?
A radio host advocates no small plans.
John Rekenthaler, CFA | 27 November 2023
Not all total returns are created equal
Personal Finance
Not all total returns are created equal
Return sequences can help performance as well as hinder it.
John Rekenthaler, CFA | 07 November 2023
We need to talk about your retirement ‘spending’
Retirement
We need to talk about your retirement ‘spending’
Big inheritances can be a sign of underconsumption and suboptimal planning.
Christine Benz | 06 November 2023
5 must-knows about retirement spending
Retirement
5 must-knows about retirement spending
Key things retirees can do to stack the deck in their favour. 
Christine Benz | 16 May 2023
Should you personalise your withdrawal rate in retirement?
Retirement
Should you personalise your withdrawal rate in retirement?
Pension drawdowns often appear set in stone. But perhaps they shouldn't be, says Annika Bradley.
Annika Bradley | 25 July 2022
How cash bucketing keeps your retirement spending on track
Retirement
How cash bucketing keeps your retirement spending on track
Leaders in retirement research share how you can set a withdrawal rate that won’t leave you with leftovers.  
Jessica Bebel | 28 June 2022
How inflation and valuation affect safe withdrawal rates
Retirement
How inflation and valuation affect safe withdrawal rates
The first five to seven years of retirement set the tone for withdrawal rates.
Jessica Bebel | 20 December 2021