Shani’s top insights for June
Shani’s articles focused on behavioural finance and maximising returns outside of the investments you choose.
Happy EOFY. The last month of the Financial Year often involves starting to reflect on the past year, your financial position and how you can get yourself in the best position for the start of a new year.
Many investors place all their focus on the investments they decide to sell and purchase. This month, I focused on the ways that investors can improve their circumstances outside of the investments that they hold.
You can find my top insights for the month below.
Future Focus
Future Focus: Market returns are secondary to this return driver
Want to be a successful investor? You’re focusing on the wrong thing. Some investors focus on what the markets are doing each day to understand how their portfolio is going to perform. In this article, I run through the common behavioural mistakes that will likely have an outsized impact on your portfolio, and how investors can prevent making these mistakes.
Future Focus: Don’t believe in ESG? There are reasons why you should.
Are you willing to put your money where your mouth is? Australia is bucking the trend with ESG investments, with flows still positive while the rest of the world turns negative. I take a deep dive into why the concepts of risk and impact should not be conflated, and why all investors should keep ESG in mind.
Future Focus: The three factors that will increase your returns.
I look at three ways to maximise your returns, low fees, good behaviour and lowering taxes. I look past how to find the best investments, but how to maximise the returns of the ones that you have.
I focus on traditional metrics for understanding whether you’re wealthy, and whether there are better ways to assess your progress towards wealth creation in your End of Financial Year review. I run through the ratios you can use during your portfolio review to conduct a holistic assessment.
More insights
What changes are coming into effect 1 July 2025? And what should investors pay attention to?
What to do when you inherit shares. Implications of inheriting or bequeathing shares.
Transitioning to a ‘grown up’ portfolio. What do you do when you have made investments in the past that you no longer believe in?
Investing Compass episodes
Chart of the Week
Chart of the Week: How overvalued is CBA compared to its peers? This chart looks at Commonwealth Bank of Australia’s valuation gap to peers.
Chart of the Week: The only miner with a wide moat. Our Mining Outlook shows that moats are rare in the mining sector. Here’s what it takes to earn one.
Chart of the Week: Virgin pre-IPO analysis. Why is finding success as an airline so difficult?
