Shani’s top insights for May
Shani’s articles focused on tax and current opportunities.
It was back to work after a month off in April. I landed back in Australia on the day of the Federal election. Since then, it has been hard to escape the furore around the Division 293 tax.
This month, I wrote across a broad range of topics, including the controversial tax, and one of the most generous tax breaks in Australia.
You can find my top insights for the month below.
Future Focus
New super tax could slash your retirement savings: I take a deep dive into the controversial Division 296 tax - also known as the unrealised capital gains tax in super. I run through how it works, why more Aussies are going to be impacted by it than we think and what investors can do to prepare for it.
One of the most generous tax breaks in Australia: I speak about a quirk to one of the most generous tax concessions that we have in Australia, the CGT exemption for your home. The CGT exemption also allows for you to rent out your property for a number of years, and still claim the CGT-exempt status. I take a deep dive into the tax policy, the circumstances that it suits and the situations to avoid that would make homeowners pay more tax than they need to.
To the newly elected government, stop failing us on financial literacy: Australia has a National Financial Capability Strategy, but it is inactive. I run through the dire impacts that putting financial literacy on the backburner can have on Aussies. I write an open letter to the newly re-elected Government, urging an immediate focus on improving financial literacy.
How to successfully monitor your portfolio: Successful investing doesn’t end as soon as you hit ‘buy’ in your trading account. I take a look at a methodical framework to monitor and maintain your portfolio, to increase your chances of achieving your financial goals.
Opportunities and Insights
The top shares of Australia’s best performing superfunds, (and our equity analysts’ outlook for the stocks).
The ASX’s most shorted stocks. The stocks where investors have lost faith and taken active bets against their success, and our analysts’ thoughts on the stocks.
Property has negative gearing. What do shares have? The most common tax deductions for share investing.
Miss these tax season dates at your peril. When it comes to super, the best time to get ready for EOFY is now.
Investing Compass episodes
Warren Buffett steps down - what does this mean for investors?
Chart of the Week
Chart of the week: Morningstar analysis; Tariff impact by sector. Morningstar Chief Economist’s analysis shows tariff impact by sector
Chart of the Week: Is Bitcoin the best answer to portfolio diversification? This chart looks at Bitcoin’s correlation to the equity market.
Chart of the week: What’s in store for markets over the Trump term? This week’s chart of the week looks at election-cycle equity market performance.
Chart of the week: The portfolio for maximising risk-adjusted returns. Morningstar’s latest Diversification Landscape report reveals how to get better risk-adjusted returns.
