Shani’s top insights from September
Shani’s September insights across her articles, podcasts and videos.
I was lucky enough to get away for a week in September. My insights across my three weeks of September focused on investors heavily in their accumulation phase. One Future Focus article was centred around those that are pre-accumulation and getting the foundations and mindset right. I reflected on a presentation that I gave to high school students as part of a financial literacy course. It is a good reminder for seasoned investors, but also an article I hope you feel you can share with those in your life who have been thinking about getting into investing. I hope that it can be a reference point for some investors, in the same way that Shane Oliver’s five charts are for me. They are simple concepts, but are often the lessons that are most important for investors. I go back and read Shane’s article often, and it resonates with me now as it did when I first started investing.
Future Focus
I recently ran a financial literacy course for students. These are the life changing tips I gave them.
Future Focus: Are you making the right decision saving for a home?
How to weigh up whether the biggest financial commitment you will likely make is right for you.
Direct Investment options may offer a happy middle ground for investors who want control of their portfolio, but not the headache of portfolio administration.
Future Focus: Market returns are secondary to this return driver
Want to be a successful investor? You’re focusing on the wrong thing.
3 (or 4!) things
Which one suits you?
3 factors that enable financial advisers to improve returns by 3%
An understanding of how advisers add value allows self-directed investors to set themselves up for success.
Other insights
Here’s the maths behind why you’re your own worst enemy.
As their popularity increases it is important to consider the downsides to ETFs.
ETF fees are just part of the equation.
Investing Compass episodes
In this episode of Investing Compass, Mark and Shani talk about some lesser known red flags for ETFs.
SMSFs vs direct investment options: Which one should you choose?
In this episode of Investing Compass, Mark and Shani talk about options for investors that want more control of their super.
In this episode of Investing Compass, Mark and Shani talk Blackrock’s view that the 60/40 portfolio is dead.
In this episode of Investing Compass, Mark and Shani talk through whether CSL still deserves a place in Mark’s portfolio.
Chart of the Week
We see gross margin expansion on efficiencies and limited tariff impact.
Results from the latest Mind the Gap study.
The market reaction to earnings is unusual and volatility is up.
