Affirm Holdings Inc
AFRM
Company Profile
Business description
Founded in 2012, Affirm is a market leader in the buy-now, pay-later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm’s transaction volume comes from its interest-bearing loans, which also comprise the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but the firm has also expanded to Canada and the United Kingdom.
Contact
650 California Street
San FranciscoCA94108
USAT: +1 415 960-1518
Sector
Financial Services
Stock type
Cyclical
Industry
Credit Services
Fiscal Year End
30 June 2026
Employees
2,206
Affirm Holdings Inc News & Analysis
stocks
Investors are dumping US AI ‘loser’ stocks. Are the worries overblown?
Analysts say investors can find opportunities in the indiscriminate selling.
Morningstar Investment Ideas
Markets
Index | Last price | Change | % Change |
|---|---|---|---|
| All Ordinaries | 8,811.60 | 2.70 | 0.03% |
| CAC 40 | 8,203.43 | 4.14 | 0.05% |
| DAX 40 | 24,433.06 | 183.16 | -0.74% |
| Dow JONES (US) | 50,872.11 | 86.10 | 0.17% |
| FTSE 100 | 10,227.33 | 145.87 | -1.41% |
| HKSE | 24,233.32 | 332.58 | -1.35% |
| NASDAQ | 25,678.82 | 250.84 | -0.97% |
| Nikkei 225 | 63,888.89 | 1,527.74 | -2.34% |
| NZX 50 Index | 13,208.69 | 4.61 | 0.03% |
| S&P 500 | 7,386.65 | 19.08 | -0.26% |
| S&P/ASX 200 | 8,608.20 | 16.80 | 0.20% |
| SSE Composite Index | 3,986.09 | 23.94 | -0.60% |