Minimise tax to maximise outcomes: Our best insights on tax
A collection of our top insights to help with maximising your total return.
Tax is a large detractor of total returns. Invest in a tax efficient way.
Many investors place a large focus on the return that they’re going to earn for an investor. Unfortunately, there are also many realities of investing that reduce this return. One large cost of investing is tax. This theoretical, percentage return that many investors focus on is not what they end up having in their account. What matters is that final number, after costs. Being able to reduce the costs that impact your final net return will improve your outcomes.
Here are our top insights on tax, in relation to investing and income.
Tax implications when investing in overseas shares and ETFs: A significant factor that determines an investor’s total return outcome is tax. We outline some general rules for how tax may work with foreign investments.
Avoiding the superannuation death tax: How to optimise tax savings on superannuation inheritance.
Can you lower your tax rate with a trust?: Many higher income earners look at opening a trust to distribute income and lower their tax burden. Here’s what you need to consider before going down this path.
Future Focus: One of the most generous tax breaks in Australia: But only if people owning a home get it right.
You can watch the podcast episode for the above article below.
New super tax could slash your retirement savings: More Australians will be impacted by Div 296 and unrealised capital gains than you think.
How to defer income tax until you sell your shares: In this episode of Investing Compass, we look at the difference between Dividend Reinvestment Plans and Dividend Substitution Share Plans.
Tax tips for expats and migrants: A global personal tax specialist shares tips for minimising your tax burden for investors with cross border assets.
Minimising taxes as an investor: Choosing to invest as an individual or within a company or trust have several tax consequences for investors.
The most overlooked investment property tax deductions: An investment property tax expert runs through what every investment property owner should know
Avoid this expensive tax-time mistake: Share investors need to take care when declaring capital gains and losses, being particularly mindful of the Australian Taxation Office’s ‘wash sale’ rule.
Investing in an ETF listed overseas: Investors are turning overseas for greater choice but there are some considerations.
Who needs the Caymans? 10 ways to avoid paying tax: Australians don’t need dodgy schemes in Caribbean islands to hide their wealth. There are plenty of legal ways to avoid paying tax but they will leave personal income tax carrying a heavy burden for future generations.
Are you paying tax due to not starting a super pension?: Pension payments in super after the age of 60 are tax free and anyone over 65 can switch their super into a pension account even if they do not change their employment. Why do so many continue paying 15% tax?
How to be perfectly franked and pay no tax: It’s a matter of maths to calculate how much fully franked dividends is needed to offset the income tax due on the rest of a super fund’s portfolio.
